Personal Loan: Your This Year Saviour for Financial Woes


New Year isn’t far away! The countdown has begun! The festive and holiday season stretching from October through to December is the most awaited season of the year. 

However, the festive period can also bring a lot of financial stress in life. And with everything that has happened in the last two years, it is only natural to be cautious. 

If your holiday spending is beyond your budget, yet you want it to be the most memorable day for years to come, then taking an instant personal loan can help cover costs. 

IndusInd Bank, for instance, offers personal loans at one of the lowest interest rates in the country with easy repayment facility, making it an ideal option for those who are cash-strapped.

A personal loan from IndusInd Bank comes with a stack of benefits that help ease financial woes –

  • Can be used for a wide range of purposes, including home repairs, vacations, flight tickets, gifts etc.
  • Available easily with an affordable rate of interest
  • You can easily apply for a personal loan online 
  • The disbursal is instant and directly to your bank account
  • No collateral required
  • The entire application process is 100% online
  • Just  PAN and Aadhaar details required

Here’s why personal loans to help with financial woes are your best bet –

Host loved ones: Festivals make for the best excuse to get together and make merry. Whether you are hosting an ugly sweater party or a a New Year dinner, calling relatives, cousins, and friends calls for an extended celebration. With a personal loan, you can easily take care of all purchases – big or small, with an interest rates as low as 10.49%.

Plan for travels: If you want to celebrate the New Year with gusto and take your family out for domestic or international travel, especially after the last 2 years of havoc, then a personal loan can solve all your financial woes and you can focus on celebrating life with your loved ones. Travel costs include visa costs, flight purchases, hotel stays, and local travel. With IndusInd Bank, you can avail of up to INR 5L personal loan online instantly.

Big ticket purchases: If you have been waiting for New Year to indulge in a few big-ticket purchases, then availing of a personal loan is your best bet. A personal loan will help you manage big expenses without you having to dip into your savings or emergency funds. 

This New Year, you can buy –

– Jewelry for your family members

– Home renovations

– Setting up a new business

– A down payment on a new car

The beauty of a personal loan is the flexibility of its end use. You can apply for it online without the need of any physical documentation, without any collateral, and receive the loan amount credited to your account within a day

Leverage personal loan offers: Look for personal loan offers which are introduced especially around a festival. For instance, IndusInd Bank is offering instant personal loans with zero processing fee for a limited period of time, which will help you save more.


A personal loan is the best way to fund your urgent expenses without disrupting your savings. It also gives you an opportunity to build your credit scores. Apply for a personal loan today to fund your New Year expenses seamlessly.


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